Here's a few photos of her trying on her costume pre-halloween (to make sure it fit)



I'll add photos later of her trick-or-treating and of Raziel's monkey costume!



This is an 8x11 canvas. Price: $18 (free shipping)
Check out the details - the cute little polka dots and the nice texture to the background. 






Well, we all know that they get away with thousands if you take the whole 30 years to pay off your home. You agreed to that when you bought the place. But, they also will charge countless other "fees" if you aren't careful. $26 a month goes down the drain if you pay your morgatge late. Another $20 down the drain if you call in a telephone payment. I just found out today that if you pay your bill online, it's FREE!!! I'd been spending an extra $20 a month to pay my bill on time (better than the late fee) and have realized that -- what do you know, I've been ripped off.
Besides the crazy high interest rates on their credit cards, these lovely folks don't notify you if you still owe them money. I went for 6 months without paying a bill because I thought I'd paid it off in full. Apparenly there was an $100 remaining balace. I was recently contacted by a collection agency when they finally decided to do something about it and they state that I owe over $400!!! And, if that's not bad enough, the reps I spoke with wanted me to arrange calling in payments every month to make sure it was getting taken care of. It's a $10 fee (on a $30 payment) to call it in. I had to tell them they were out of their minds and I wasn't doing that and they could take me to court if that was the only way to pay before they mentioned I could mail in a payment at any time with no fee charged. I wonder how many folks are paying that extra $10 a month.
My mother in law always shops at the Foodlion near our house. She complains that Walmart is too much of a headache. I always did the same - until we got our discount at Walmart (its only 10% and doesn't work on food except produce so it's not much.) I've come to realize in retrospect how much money I wasted by shopping at Food Lion. I realize the same kind of thing the times I've gone to Piggly Wiggly in Charleston. At FoodLion, a can of Hunts Spagetti sauce is $1.29. Walmart? 89 cents. (I just found out there is no cents sign button on my keyboard!) Velveeta Mac & Cheese at Foodlion is usually on sale - the best price being 3/$5 ($1.67 per box). Walmart? $1.50 - always. Diapers (a box of 80), the offbrand kind at Foodlion cost $18.99. At Walmart, you can buy Luvs for $16.99 or Parents Choice for $14.99 and get closer to 115 diapers. Total savings at Walmart? Unimaginable! I know Walmart's a headache but if we're talking about saving $4.47 on just 3 items, how much more will it be when you do your weekly shopping?

When I had to go back to work after having Raziel, and we starting looking for a sitter (because Becca had Kidney Failure and couldn't watch them anymore) I called a few daycares because I couldn't find any friends to do it. Daycare prices ranged, but the average prices was $100 for Alina, $150 for Raziel, and they offered a "sibling discount" which took $25 off Raziel's price. Total? $225/ week for child care and late fees if I had to work late (usually like $1/minute/child). I looked on Craigslist and found Beverly Salhany who runs a home day-care and watches our little ones for $85 a week - regardless of the # of days, be it 3 or 6, and regardless of how late. It sucks once in a while if I only have them over there for 2 days because I still pay $85 - but daycares are the same way. I was looking at paying an extra $140 a week (a week!!!) to have someone watch my kids. If I hadn't found Beverly, my husband or myself would have quit our job to stay at home and we wouldn't be getting out of debt right now!!
This one is remarkable. A small drink at Taco Bell costs $1.19. A chicken quesadilla is $2.29. A Soft Taco is 99 cents. A chicken quesadilla combo with a drink and a soft taco? $4.49. What? You're paying an extra 3 cents to get the combo? And, most people get a large drink -- that's $1.79. Did you know you can go over to Dollar General and buy a 6 pack of canned soda for $1.50? Want to save eating out? Don't get the drink there! 
Ahh. good old Suntrust. My lovely bank. They charge you $4 every time (after the 2nd time) you take money out of your savings account at a branch. They charge you $36 if you overdraft (normal, and crazy.) They charge you $10 to move money from your savings to your checking to prevent overdraft. And, of course, throw in the $4 "too many times" fee and you're paying $14 because your checking account was in the hole but you had money to back it up. How does that even make sense? FACT: Move your money around online and it's fee FREE.
I've spoken to several people lately that PAY for their email service! Yahoo is $20 a year if you want to forward it to many kinds of PDA phones. AOL and others still charge their monthly rates if you're dumb enough to pay. GMAIL, HOTMAIL, etc? STILL FREE. Why would you pay for this? even $20 a year? yeah. they're just ripping you off.